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Author Topic: The Qintar DeFi: Next Generation of Islamic Finance  (Read 278 times)

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The Qintar DeFi: Next Generation of Islamic Finance
« on: 19. March 2021., 11:45:12 »

The concept of risk sharing is central to Islamic banking and finance. It is essential to understand the role of risk-sharing in raising capital. At the same time, Islamic finance demands the avoidance of riba (usury) and gharar (ambiguity or deception). Achieving financial independence among the poor society members should allow them the access to alternative credit lines without the burdens of high interest under predatory lending. Therefore, the concept of Islamic finance was chosen to be the base for Qintar Crosschain ecosystem.

Protocol Design: Smart Contracts & Dapps
Protocol prototype is available at:

Qintar Murabaha (Islamic MicroFinance DeFi on blockchain)

Based on the concept of Grameen Bank which was awarded the Nobel Peace Prize, Qintar DeFi aims to deliver microfinance opportunities for underbanked people, who are not knowledgeable on the crypto market.
The concept is designed in a way where the lender is the token holder, and the process of Murabaha takes place through local banks or authorities as the poor individuals in developing countries do not have access to means of technology.

Qintar Islamic P2P Modaraba DeFi

Modaraba is a form of financial contract in some Muslim countries in which the investor entrusts money to a financial manager and any profits and losses are shared between them in an agreed manner.
The Liquidity provider is a token holder who wants to make an investment through linking his wallet to the platform, and the borrower is the one who requests Modaraba (capital) through the platform. With the proposed peer to peer lending platform, both individual and commercial-scale Islamic financing support can be provided. However, the Modaraba opportunities won’t be available for any prohibited business activities according to Islamic concept, such as gambling or alcohol related business.

Qintar DeFi is governed by ERC20 smart contract running on Ethereum blockchain. Smart contract is available at

Further development of the smart contracts and Dapps governing islamic finance ecosystem is going to be provided according to the project roadmap.
More available at:

Token Distribution

Total supply: 1'000'000'000 QIN
The total supply of QIN tokens is 1 billion and it is never going to be more than this number. This is guaranteed by the smart contract available at:

21% of QINTAR tokens are reserved for initial contributors (private sale), priced at $1 per 168 QIN. 25% of all QIN private sale tokens will be released upon listing each month until the allocation is fully depleted.

4% of tokens are allocated for the public sale round, priced at $1 per 100 QIN. All 40'000'000 QIN will be unlocked on the first day of listing.

40% of QIN is reserved to provide Uniswap liquidity after the listing.
5% of the tokens are reserved for the advisors. These tokens are going to be locked for 8 months since the token listing on Uniswap to align the longterm interest of the advising team with the islamic finance contributing community. After 8 months, 5% will be unlocked each month until the allocation is fully depleted.

15% of the tokens are going to be used to immediately support marketing activities in order to keep the project permanently alive on all fronts. These tokens will be locked for 8 months, 5% will be unlocked each month until the allocation is fully depleted.
10% of the tokens are reserved for the Development of the Qintar Platform.
The Uniswap listing and token distribution is planned after the end of Public Sale.

Ensuring Project Sustainability (DAO Fund)

5% of the tokens are dedicated towards the project development and sustainability (DAO Fund) including payments of smart contracts and Dapps security audits to ensure the longterm continuation of QINTAR Decentralized Islamic Finance Ecosystem.

How You Can Participate
You can participate in the Private Sale, of which precise dates are going to be announced in the official telegram group. In order to get into the Private Sale as soon as possible, fill in the form on this link
or scan the QR code:

Join Us!
Qintar Official Website:
Smart Contract:
Stay tuned. More updates are coming out soon.

Samker's Computer Forum -

The Qintar DeFi: Next Generation of Islamic Finance
« on: 19. March 2021., 11:45:12 »


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